Beat cottage cheese, sugar and yogurt with a blender until smooth.
Pour the milk into a wide bowl. Dip each cookie in milk and place on a plate.
Spread the curd mass and banana on the cookies. Again a layer of cookies and a layer of curd mass and bananas. Cover the top of the cake with cookies.
Melt the chocolate in a water bath and pour it over our cake. Place in the refrigerator for 3-4 hours to soak.
Before serving, you can decorate the cake with fresh berries.