Remove the cookies from the package. Unpack the chocolate. Pour condensed milk, milk and cream into separate containers.
Pour the cream into a deep bowl. Using a mixer, whip the cream. Pour condensed milk into the whipped cream in a thin stream and beat until smooth. Grate the chocolate on a fine grater and combine with cream and condensed milk.
Take a baking dish. Dip each cookie in milk and place it in a pattern on the bottom of the pan.
Spread all the cream onto the lined cookies. Top with cookies dipped in milk. Leave the dessert to sit in the refrigerator for 4 hours.
Place your dessert in portions on a plate and sprinkle with grated chocolate.